In the vast and diverse landscape of India, millions of people still lack access to formal financial services. Understanding the critical role of financial inclusion in empowering communities, Ujjivan Small Finance Bank Limited has dedicated itself to bridging this gap. With a sharp focus on serving the mass market, particularly the financially unserved and underserved segments, the bank has become a trusted partner in building financial stability and enabling economic growth for individuals and small businesses across the country.

About Business

The story of Ujjivan Small Finance Bank begins with its promoter, Ujjivan Financial Services Limited (UFSL), which started as a non banking financial company (NBFC) in 2005. From its inception, UFSL carried a clear mission: to provide a comprehensive range of financial services to the “economically active poor” those who were traditionally overlooked by conventional banking institutions. This vision continues to guide the bank today, reflecting a deep commitment to promoting financial inclusion and empowering underserved communities.

Our Mission and Vision

At Ujjivan Small Finance Bank, our mission extends beyond banking; it is about enabling opportunity. We believe that access to financial services is a critical tool for economic empowerment. Our vision is to create an inclusive financial ecosystem where every individual, regardless of income or location, can access banking facilities, secure credit, and save for the future. We aim to help our customers achieve financial stability, pursue entrepreneurial ventures, and improve their quality of life.

Services / Products

Savings and Deposit Accounts

We provide flexible savings and deposit solutions that encourage a habit of saving among our customers. Whether it’s a basic savings account for daily transactions or fixed deposits for long term financial security, our offerings are designed to be accessible and convenient.

Microloans and Personal Loans

Many economically active individuals face challenges in securing credit from traditional banks. Ujjivan Small Finance Bank bridges this gap by providing microloans and personal loans that empower individuals to invest in their businesses, cover personal emergencies, or pursue educational opportunities. Our loan products are designed with affordable interest rates and flexible repayment options, ensuring that financial support is within reach.

Business and Enterprise Loans

Small and micro enterprises form the backbone of the Indian economy. We provide working capital loans, business expansion loans, and other financial solutions that help entrepreneurs grow their ventures. By offering tailored financing solutions, we enable businesses to thrive while contributing to local economic development.

Digital Banking Services

Embracing technology, Ujjivan Small Finance Bank offers a seamless digital banking experience. Customers can access their accounts, make payments, and manage transactions from the convenience of their mobile phones or online portals. Our digital services aim to simplify banking for everyone, including those in remote and semi urban areas.

Financial Literacy and Advisory Services

True financial inclusion goes beyond providing products; it involves educating customers to make informed financial decisions. We conduct financial literacy programs and offer advisory services that help clients plan their finances, understand credit options, and make sustainable financial choices.

Contact Information

Owner / Founder: Ujjivan Small Finance Bank
Contact Person: Ujjivan Small Finance Bank
Phone: 80684 34180
WhatsApp: +91 80684 34180
Website: https://www.ujjivansfb.bank.in/
Address: Shop No 2, Ground Floor, Platinum, Joggers Park Rd, Park Colony, Jamnagar, Gujarat 361008